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IT and other contractors

General high paid IT or high net worth contractors are self-employed! This can sometimes be difficult to support a larger mortgage using self-employed income!

Do not despair, at Prosper we have high street lenders that will take a different view for IT and high net worth contractors.

For IT contractors on any income and other contractors whose income is more than £500 per day or £75,000 per annum: whether they are employed or self-employed, we have high street lenders that accept the gross value of the contract as evidence of income.

All applicants must have a current continuous employment of 12 months or more with 6 months of the contract remaining or 2 years continuous service in the same type of employment. If this is you situation you should give Prosper a call and get a high street rate with one of the top four banks rather than looking or taking a second tier lender.

You would be treated as self-employed if you have more than one contract, or where you have set up a limited company and employ other contractors.

Give us a call as there are options but we need to know your circumstances.
Speech Bubble Icon The service you provided me was outstanding, without your help I do not think I would have been able to buy this house I went to many mortgage brokers who gave me false hope and wasted my time. Your service provided me with quick response up to date information and you was never too busy to answer my call. I would like to thank you for all your help without this service it would have been impossible for me to be were I am once again. Thank you and your team and I would highly recommend you to everyone. Speech Bubble Icon title=
Mr J Affleck Irvine Scotland

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