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If you are planning to buy a home and let it to a number of tenants, for example university students, who will rent individual rooms and share the facilities, you will need a specialist HMO mortgage. HMO Mortgages are for Homes in multiple Occupation
HMO arrangements are considered more risky for lenders and, therefore, not every lender is prepared to offer mortgage facilities for this type of buy to let property.
At Prosper Home Loans, we have access to all types of lenders for all types of properties, because we are whole of market mortgage advisers.
Call us to discuss your plans!
Just got the keys to our new house! It wouldn't have been possible without your help
Mr M Deeson from Hastings