Share to Buy
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Share to Buy is a government scheme which is offered through housing associations and which is designed to help people get on the property ladder and own their home.
This is a Shared Ownership Scheme, which means you don't have to buy all of the property you live in but you can buy only a part of your home, depending on how much you can afford.
You can buy between 25% and 75% and you would arrange a mortgage for your purchase just as you would with any other purchase. Once you own part of your home, you pay off your mortgage and you continue pay rent on the share you have not yet bought.
To help you buy as big a share as possible, we will work with you to find a suitable mortgage deal.
You will have the option to buy further shares in your home later on, when you can afford more. Of course, you can also sell your share if you want to move to a different property in the future.Shared ownership properties are always leasehold properties and the schemes are available for first time buyers who are buying from a housing association. If you are currently renting a council property or renting from a housing association, you will be given priority for buying your home under the shared ownership scheme.
To see if you are eligible and to talk to us about a mortgage to help you take advantage of a shared ownership scheme, just give us a call!
Thanks for all your help here in making it happen, really appreciate it.
Mr D Willis