Young couple embracing at getting a new home
Welcome to the future of mortgages

Independent, whole of market mortgage advice for all.

With whole of market access to thousands of UK mortgages we work both locally in and around the Sussex area and across the UK to help our clients find a mortgage that exactly suits their needs.

Young couple having moved into new home
First Time Buyers
Whether you are buying a freehold or leasehold property, here at Prosper Home Loans we have the experience needed to help and guide you to the best available mortgage deal for your circumstances.
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Self Employed
When it comes to getting a mortgage, you are classed as self-employed if you are registered as self-employed, i.e. you are paying your own tax and national insurance, or if you are a partner in a business.
An office desk with a piece of paper on it saying remortgage
As a remortgaging specialist we are able to advise you as to your best Equity Release Mortgage Rates and we can organise your remortgage quickly and without complication, making remortgaging surprisingly simple.
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Life Time Mortgages
Being regulated by the Financial Conduct Authority and receiving the right advice means that customers can be assured that a Prosper Home Loans adviser will give good quality advice.
A row of suburban houses with a to let sign outside one
Buy To Let Deals
Buy to Let mortgages are non-regulated products, which means that there is less pressure on lenders to establish affordability. It also means that there is no proof of minimum income required with certain lenders.
A young couple taking a break from house removals
Home Movers
We aim to take some of the stress out of moving home for you by making the mortgage application process and all the arrangements that go with a mortgage, or a remortgage, work as smoothly as possible.
People discussing financials in an office
Prepare For A Mortgage
Too many clients do not prepare for a mortgage. This can be first time buyers trying to buy their first home or home movers wanting to buy a new home. It is more important than ever it to be mortgage ready before you start looking at houses.
A wooden cut out of a house on a desk next to a piece of paper saying insurance
It is an unfortunate truth that there is only one thing certain in life, death. The question we all want answering is "When?”. As we don't know the answer to this question what can we do to soften the blow to our family members.
A house model sitting on top of a pile of coins next to a calculator.
Specialist Lending
Understanding the types of specialist lending, such as Bridging Finance, Development Finance, Commercial Finance, Refurbishment Mortgages, and Build-Loan Mortgages could be crucial to your financial strategy.
Featured Product
Lifetime Mortgages

A Lifetime mortgage is an interest only mortgage available to the over 55’s. They are a mortgage that is secured against your home and do not have to be repaid until the borrower dies or goes into long term care.The interest is fixed for life from the outset of the mortgage.

Available 7 days a week 9am – 9pm