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Welcome to the future of mortgages

Independent, whole of market mortgage advice for all.

With whole of market access to thousands of UK mortgages we work both locally in and around the Sussex area and across the UK to help our clients find a mortgage that exactly suits their needs.

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First Time Buyers

Whether you are buying a freehold or leasehold property, here at Prosper Home Loans we have the experience needed to help and guide you to the best available mortgage deal for your circumstances.

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Self Employed

When it comes to getting a mortgage, you are classed as self-employed if you are registered as self-employed, i.e. you are paying your own tax and national insurance, or if you are a partner in a business.

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Remortgaging

As a remortgaging specialist we are able to advise you as to your best Equity Release Mortgage Rates and we can organise your remortgage quickly and without complication, making remortgaging surprisingly simple.

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Life Time Mortgages

Being regulated by the Financial Conduct Authority and receiving the right advice means that customers can be assured that a Prosper Home Loans adviser will give good quality advice.

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Buy To Let Deals

Buy to Let mortgages are non-regulated products, which means that there is less pressure on lenders to establish affordability. It also means that there is no proof of minimum income required with certain lenders.

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Home Movers

We aim to take some of the stress out of moving home for you by making the mortgage application process and all the arrangements that go with a mortgage, or a remortgage, work as smoothly as possible.

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Prepare For A Mortgage

Too many clients do not prepare for a mortgage. This can be first time buyers trying to buy their first home or home movers wanting to buy a new home. It is more important than ever it to be mortgage ready before you start looking at houses.

Insurance

It is an unfortunate truth that there is only one thing certain in life, death. The question we all want answering is "When?”. As we don't know the answer to this question what can we do to soften the blow to our family members.

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Specialist Lending

Understanding the types of specialist lending, such as Bridging Finance, Development Finance, Commercial Finance, Refurbishment Mortgages, and Build-Loan Mortgages could be crucial to your financial strategy.

Instant Online Tools

The Mortgage Hub - Get an instant quote now!

Save yourself the hassle of endless searches. With our quick and convenient service, you can receive a quote instantly. All it takes is answering a few basic questions, and you'll unlock the best options tailored to your needs. No more wasting time scouring the internet for the right deal - we've got you covered. And if you need further assistance, don't hesitate to get in touch with us. Our team is here to help you every step of the way, ensuring you get the perfect solution hassle-free.

The Benefits of a Credit Report

Understanding the Importance of Your Credit Score

In today’s financial landscape, knowing your credit score is more crucial than ever. Whether you're applying for a mortgage, a car loan, or even a credit card, your credit score can significantly impact the interest rates you receive and the terms of your loans.