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For experienced landlords who wish to extend their property portfolio, there is normally no proof of income required at all with certain lenders.
Mortgage lenders will look at the amount of income the property will generate compared with your monthly mortgage repayments and some may have a limit for the number of properties you may buy with a single mortgage.
As independent, whole of market Mortgage Advisers, we are able to find an offer which will suit your particular situation. We will also be able to advise you on how to make your arrangements future proof, of course.
Typically, buy to let mortgages can be arranged for people up to 75 years old but we have access to some lenders who have no maximum age restrictions at all. This is especially useful if you are going to depend on your buy to let investment portfolio to supplement your pension.
Whether you are looking to buy a second investment or to further extend an existing portfolio, we can advise on the best options.
On a score of 1-10 I would score you a 10. 10 being great !!
Darren and Katie Hastings, East Sussex