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For experienced landlords who wish to extend their property portfolio, there is normally no proof of income required at all with certain lenders.
Mortgage lenders will look at the amount of income the property will generate compared with your monthly mortgage repayments and some may have a limit for the number of properties you may buy with a single mortgage.
As independent, whole of market Mortgage Advisers, we are able to find an offer which will suit your particular situation. We will also be able to advise you on how to make your arrangements future proof, of course.
Typically, buy to let mortgages can be arranged for people up to 75 years old but we have access to some lenders who have no maximum age restrictions at all. This is especially useful if you are going to depend on your buy to let investment portfolio to supplement your pension.
Whether you are looking to buy a second investment or to further extend an existing portfolio, we can advise on the best options.
The service you provided me was outstanding, without your help I do not think I would have been able to buy this house I went to many mortgage brokers who gave me false hope and wasted my time. Your service provided me with quick response up to date information and you was never too busy to answer my call. I would like to thank you for all your help without this service it would have been impossible for me to be were I am once again. Thank you and your team and I would highly recommend you to everyone.
Mr J Affleck Irvine Scotland