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Case Studies

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Mr and Mrs C from Battle who are retired

 

Own their house with no mortgage. They had approached their own bank as they wanted to get a loan or mortgage to complete some necessary home improvements. They were told that they were too "old" to borrow any money. They approached Prosper and spoke to one of our CeRER qualified advisers who recommended a life time mortgage where the client could either choose to make a monthly payment or choose to have the interest rolled up over the lifetime of the mortgage. With this Lifetime mortgage the client also choose to have a drawdown facility so that they could withdraw funds from their property if they wished to do so in the future.

 

Mr T from Hastings (age 85)

 

Owns his own home but wanted to help his Daughter with a deposit so that she could buy her first home. We arranged a lifetime mortgage which gave the deposit needed. Mr T said "that his Daughter would inherit the money and house anyway, so this is a way of her receiving it early." The client choose to have the interest rolled up so no monthly payments are due and the loan is repaid on death or sale of the property.

At last a down-to-earth mortgage adviser who can really help. Prosper makes time and explains things clearly without jargon. Highly recommend
Ms C Wilkie from Brighton

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