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Equity Release

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There are different types of Equity release, or lifetime mortgages available:

Lump Sum:


With this type of equity release you borrow a lump sum. Normally, you do not pay interest on the loan, but the interest is added to your mortgage. The loan and the interest is repaid from your estate or you can repay it when you move home. There is often a minimum age for this type of arrangement.

Drawdown:


With this type of mortgage you agree a maximum mortgage amount but you withdraw the equity as and when you need it. You pay the interest on the amount you have withdrawn. You will need to check if there is a minimum amount for withdrawals.Whatever your situation, whichever type of mortgage you are considering, speak to us at Prosper Homeloans. We are totally independent, our advisers together have more than 100 years of experience and we will give you impartial advice and explain the advantages and pitfalls of equity release mortgages to you. 

Once you make a decision, we will be able to find you the best deal possible.
At last a down-to-earth mortgage adviser who can really help. Prosper makes time and explains things clearly without jargon. Highly recommend
Ms C Wilkie from Brighton

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