UK mortgages for bad credit history, exisitng debt, CCJ's
Mortgage Calculator
Find out what your approximate monthly payments would be using our online mortgage calculator. The results below are only an indication, please contact us to discuss in further detail.

Mortgage Amount £
Annual Interest Rate %
Term of Loan Years
  Results
No. of Payments
Monthly Payment £
Monthly (Interest Only) £

UK low rate cheap mortgages - Apply Now!
Customer Testimonials

Christian Buenos
I have had many credit troubles in the past and Prosper was still willing to help. They secured my mortgage even though I have a bad credit rating.

Ian Hannaford
We found Prosper invaluable when looking for our mortgage for our home. We needed to secure a substantial mortgage fairly quickly and the advice and speed at which Paul worked was excellent. Thanks.




Prosper Home Loans Ltd is an Appointed Representative of The Mortgage Times Group Ltd which is authorised and regulated by the Financial Services Authority.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK

 

Prosper Home Loans - Specialists in Self Cert Mortgages and Self Certification Mortgage Products

Call us now - we are open 7 days a week from 9am to 9pm

 

At Prosper Home Loans we have the experience and expertise to obtain the best mortgage to suit your individual financial situation. Whether you are planning your first purchase, moving home, thinking about remortgage or debt consolidation, buying a second home, or perhaps considering a commercial venture, let us help. We have extensive experience in working with specialist self cert mortgage lenders.


 
If any of these apply, bad credit history, CCJ's, Retired, Adverse mortgages, exisitng debt, self cert mortgages, self employed or buying properties abroad we can help!

 

There are literally hundreds of mortgage deals on the market today, so by coming to us for your mortgage, we can not only save you money, but also hours and hours of sorting through all the products and the subsequent worries that this can cause!
What can Prosper do for me?

 

Following your initial enquiry we will assess your financial requirements and a dedicated mortgage advisor will be assigned to help and advise you every step of the way. We have access to the whole of the UK mortgage market which enables us to source the best possible deal to suit your individual needs.

We pride ourselves on our first class service and our Client Application Tracking system which we believe to be unique to our company. Once your mortgage application has been submitted to a lender, we will provide you with your own username and password which will allow you to log on and receive regular updates, assuming you have regular internet access.

This means that you can check on how your mortgage is progressing throughout the entire process from the initial application stage right through to completion. It you do not have regular interest access but have a mobile phone you can choose to receive regular updates by text message.

We will liaise with your estate agent and also with your solicitor thus making the whole process as smooth and worry free as possible.

We can also arrange your life cover protection, household insurances, and mortgage payment protection insurance click here


Mortgages with us is as easy as 1, 2 ,3.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.